Putting a little aside for the little ones

Our Junior ISA allows parents, grandparents, and other family and friends to make long-term investments for the things a child might want as they start their adult life: whether that’s going to university, taking driving lessons, or perhaps a little extra to help pay for a flat of their own.

Our Junior ISA offers tax-efficient saving from as little as £10 per month. It’s a flexible savings plan that parents can open for any child who lives in the UK and who does not already have a Child Trust Fund (CTF) in their name.

With an annual management charge of only 1% it ensures that more of your money is invested for your child’s benefit.

If you would like to talk to us about our Stocks & Shares Junior ISA, please call us on 0151 724 7130 (9am to 5pm Mon to Thurs and 9am to 4pm Friday). You can also reach us on isa@oddfellows.co.uk.

This Stocks & Shares Junior ISA is being marketed (sold) on a non-advised basis, and no advice given or sought (self sold). Whilst we can provide you with factual information, we cannot advise you on what to do.

Need help with your account?

ACCOUNT SUPPORT

Need to change your details, make a claim or transfer an existing Junior ISA or Child Trust Fund to us? Visit our account support pages.

  • UNDERSTAND THE RISKS
  • AIMS
  • YOUR COMMITTMENT
  • The value of your child’s investment is likely to fluctuate and the proceeds will depend on the investment performance of the Fund, which cannot be predicted.
  • The value of the money invested can go down as well as up. Growth cannot be guaranteed, and your child may receive back less than the value of the contributions paid in and the amount illustrated at the outset.
  • You should bear in mind that over the mid to long term (5-10 years and over), inflation is likely to erode the purchasing power of your child’s investment.
  • It is unlikely that an investment for a period less than 5 years would return any real growth.
  • If your circumstances change preventing your from making further contributions into the Junior ISA we may close it if, at any time, it has no value.
  • The tax rules for Junior ISAs could change at any time.
  • To provide a tax-free lump sum payable on the child’s 18th birthday.
  • To maximise long-term capital growth by investing in stocks and shares.
  • You can open one of our Junior ISAs by committing to invest at least £10 per month or an initial lump sum of £50.
  • Once contributions have been paid into the Junior ISA it is considered as a gift to the child and can only be accessed by the child when they reach age 18.
  • You (or another person with parental responsibility for the child) agree to be the ‘Registered Contact’, this being the person responsible for making any and all decisions relating to the plan until the child reaches at least 16 years of age.

If you've read through all the above and our Stocks and Shares Junior ISA sounds exactly what you're looking for, let's get your application started.

Essential reads

To make sure our Stocks & Shares Junior ISA is right for you, please ensure you read through the following information.

View the Stocks & Shares Junior ISA Key Information Document for Regular Premiums. 

View the Stocks & Shares Junior ISA Key Information Document for Single Premiums.

View the About our Services & Costs Document.

  View the Stocks & Shares Junior ISA Terms & Conditions.

 Have a question? Take a look at our Frequently Asked Questions.

 View the latest Unit Prices.

 

Would you like some help?

Our Customer Centre is your place to go for useful and practical information relating to your account or policy, along with financial reports, details on how we treat customers fairly, and links to some external third parties that you may also find helpful.

TAKE ME THERE

Financial advice. Should you be under any doubt as to whether this product is suitable for you we recommend that you seek the advice of an Independent Financial Advisor (IFA). If you do not have a financial advisor you can find details of a local financial advisor by telephoning IFA Promotion on 020 7833 3131 or via www.unbiased.co.uk. Using the services of a financial advisor may incur charges, please confirm this with the individual financial advisor.

The Money Advice Service was set up by the government and is funded by a levy on the financial services industry. The service is free and independent, and is there to help everyone manage their money better by giving clear, unbiased money advice to help people make informed choices.

Terms and conditions apply to our Stocks & Shares Junior ISA. For more information visit the product's T&Cs page or read the Stocks & Shares Junior ISA Key Facts Brochure.